/* ============================================================
   FinCalc Pro — Warm White × Vibrant Orange × Rich Brown
   Zero black. Warm, trustworthy, approachable finance palette.
   ============================================================ */
@import url('https://fonts.googleapis.com/css2?family=Playfair+Display:ital,wght@0,400;0,600;0,700;0,800;1,400&family=Plus+Jakarta+Sans:wght@300;400;500;600;700;800&family=JetBrains+Mono:wght@400;500;600&display=swap');

:root {
  /* Backgrounds */
  --bg:           #FDFAF7;
  --bg2:          #FFFFFF;
  --card:         #FFFFFF;
  --card-warm:    #FFF8F3;
  --border:       #EDE5DC;
  --border2:      #D9CBBD;

  /* Brand Orange */
  --orange:       #F15A24;
  --orange-dark:  #C94A18;
  --orange-deep:  #A33A10;
  --orange-light: #FF7B4A;
  --orange-pale:  #FFF2EB;
  --orange-mid:   #FFE2D0;
  --orange-glow:  rgba(241,90,36,0.15);

  /* Warm Browns (replace all black) */
  --brown:        #3E2A1A;   /* Darkest — headings, nav bg */
  --brown2:       #5C3D26;
  --brown3:       #7A5238;
  --brown-light:  #A07050;

  /* Semantic colours */
  --green:        #1A9E5A;
  --green-dim:    #E8F8F0;
  --green-border: rgba(26,158,90,0.25);
  --red:          #D93025;
  --red-dim:      #FEECEB;
  --red-border:   rgba(217,48,37,0.25);
  --blue:         #1A6FC4;
  --blue-dim:     #EBF3FC;
  --blue-border:  rgba(26,111,196,0.25);
  --purple:       #6B46C1;
  --purple-dim:   #F2EFFE;
  --amber:        #D97706;
  --amber-dim:    #FEF3E2;

  /* Text */
  --text:         #2C1E12;
  --text2:        #5C3D26;
  --text3:        #9E7A5A;
  --text4:        #C4A882;
  --text-inv:     rgba(255,255,255,0.90);
  --text-inv2:    rgba(255,255,255,0.60);
  --text-inv3:    rgba(255,255,255,0.38);

  /* Typography */
  --font-d: 'Playfair Display', Georgia, serif;
  --font-b: 'Plus Jakarta Sans', system-ui, sans-serif;
  --font-m: 'JetBrains Mono', 'Courier New', monospace;

  /* Geometry */
  --r-sm:  8px;
  --r:     14px;
  --r-lg:  20px;
  --r-xl:  28px;

  /* Shadows */
  --sh-xs: 0 1px 3px rgba(62,42,26,0.07), 0 1px 8px rgba(62,42,26,0.04);
  --sh-sm: 0 2px 10px rgba(62,42,26,0.09), 0 1px 3px rgba(62,42,26,0.05);
  --sh:    0 4px 22px rgba(62,42,26,0.11), 0 1px 5px rgba(62,42,26,0.06);
  --sh-lg: 0 12px 48px rgba(62,42,26,0.14), 0 3px 10px rgba(62,42,26,0.07);
  --sh-o:  0 6px 26px rgba(241,90,36,0.32), 0 2px 8px rgba(241,90,36,0.16);
  --tr:    0.22s cubic-bezier(0.4, 0, 0.2, 1);
}

/* ── RESET ── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: var(--font-b);
  background: var(--bg);
  color: var(--text);
  min-height: 100vh;
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}
a  { color: inherit; text-decoration: none; }
img { max-width: 100%; }
button { cursor: pointer; font-family: var(--font-b); }
input, select, textarea { font-family: var(--font-b); }

/* Warm dot texture */
body::before {
  content: '';
  position: fixed; inset: 0;
  background-image: radial-gradient(circle, rgba(241,90,36,0.048) 1px, transparent 1px);
  background-size: 28px 28px;
  pointer-events: none; z-index: 0;
}

/* ═══════════════════════════════════════════
   NAVBAR
═══════════════════════════════════════════ */
.navbar {
  position: sticky; top: 0; z-index: 200;
  background: linear-gradient(125deg, var(--orange-deep) 0%, var(--orange-dark) 45%, var(--orange) 100%);
  box-shadow: var(--sh-o);
  padding: 0 24px;
}
.nav-inner {
  max-width: 1240px; margin: 0 auto;
  display: flex; align-items: center; height: 64px; gap: 18px;
}
.nav-brand {
  display: flex; align-items: center; gap: 11px;
  font-family: var(--font-d); font-size: 21px; font-weight: 700;
  color: #fff; white-space: nowrap; text-decoration: none; flex-shrink: 0;
}
.brand-icon {
  width: 38px; height: 38px; border-radius: 10px;
  background: rgba(255,255,255,0.22); border: 1.5px solid rgba(255,255,255,0.35);
  display: flex; align-items: center; justify-content: center; font-size: 19px;
}
.nav-brand em { color: rgba(255,255,255,0.82); font-style: italic; }
.nav-links {
  display: flex; align-items: center; gap: 2px;
  overflow-x: auto; scrollbar-width: none; flex: 1;
}
.nav-links::-webkit-scrollbar { display: none; }
.nav-links a {
  font-size: 12.5px; font-weight: 600; color: rgba(255,255,255,0.70);
  padding: 6px 12px; border-radius: 7px; white-space: nowrap;
  transition: var(--tr); text-decoration: none;
}
.nav-links a:hover  { color: #fff; background: rgba(255,255,255,0.16); }
.nav-links a.active { color: #fff; background: rgba(255,255,255,0.24); font-weight: 700; }
.nav-home-btn {
  background: rgba(255,255,255,0.18); border: 1.5px solid rgba(255,255,255,0.35);
  color: #fff; font-size: 12.5px; font-weight: 700; padding: 7px 16px;
  border-radius: 8px; white-space: nowrap; flex-shrink: 0;
  transition: var(--tr); cursor: pointer; display: inline-flex; align-items: center;
}
.nav-home-btn:hover { background: rgba(255,255,255,0.30); transform: translateY(-1px); }

/* ═══════════════════════════════════════════
   PAGE LAYOUT
═══════════════════════════════════════════ */
.page-wrap {
  max-width: 1240px; margin: 0 auto;
  padding: 48px 24px 100px; position: relative; z-index: 1;
}

/* ═══════════════════════════════════════════
   HOMEPAGE HEADER
═══════════════════════════════════════════ */
.hero-badge {
  display: inline-flex; align-items: center; gap: 7px;
  font-size: 11px; font-weight: 800; letter-spacing: .12em; text-transform: uppercase;
  color: var(--orange-dark); background: var(--orange-pale);
  border: 1.5px solid rgba(241,90,36,0.28); padding: 5px 16px;
  border-radius: 50px; margin-bottom: 20px;
}
.hero-headline {
  font-family: var(--font-d);
  font-size: clamp(34px, 5.5vw, 60px);
  font-weight: 800; line-height: 1.12;
  color: var(--brown); margin-bottom: 20px;
}
.hero-headline .accent { color: var(--orange); }
.hero-sub {
  font-size: 17px; color: var(--text2);
  max-width: 580px; margin: 0 auto; line-height: 1.80;
}

/* ═══════════════════════════════════════════
   TAGLINE BANNER (top of each tool)
═══════════════════════════════════════════ */
.tagline-banner {
  background: linear-gradient(130deg, var(--orange-pale) 0%, #fff 100%);
  border: 2px solid var(--orange-mid);
  border-left: 5px solid var(--orange);
  border-radius: var(--r-lg); padding: 22px 26px;
  margin-bottom: 28px; display: flex; align-items: flex-start; gap: 16px;
}
.tl-icon { font-size: 34px; flex-shrink: 0; margin-top: 2px; }
.tagline-banner h2 {
  font-family: var(--font-d); font-size: clamp(17px, 2.5vw, 22px);
  font-weight: 700; color: var(--brown); line-height: 1.35; margin-bottom: 6px;
}
.tagline-banner p { font-size: 14px; color: var(--text2); line-height: 1.70; }
.free-pill {
  display: inline-block; background: var(--orange);
  color: #fff; font-size: 11px; font-weight: 800;
  letter-spacing: .07em; text-transform: uppercase;
  padding: 2px 10px; border-radius: 50px;
  margin-left: 5px; vertical-align: middle;
}

/* ═══════════════════════════════════════════
   TOOL HERO STRIP
═══════════════════════════════════════════ */
.tool-hero {
  display: flex; align-items: center; gap: 20px;
  padding: 24px 30px; margin-bottom: 32px;
  background: linear-gradient(120deg, var(--orange-deep) 0%, var(--orange-dark) 50%, var(--orange-light) 130%);
  border-radius: var(--r-lg); box-shadow: var(--sh-o); position: relative; overflow: hidden;
}
.tool-hero::before {
  content: ''; position: absolute; top: -60px; right: -60px;
  width: 200px; height: 200px;
  background: rgba(255,255,255,0.10); border-radius: 50%;
}
.tool-hero::after {
  content: ''; position: absolute; bottom: -40px; left: 35%;
  width: 120px; height: 120px;
  background: rgba(255,255,255,0.06); border-radius: 50%;
}
.tool-hero-icon {
  width: 66px; height: 66px; flex-shrink: 0; border-radius: 18px;
  background: rgba(255,255,255,0.20); border: 2px solid rgba(255,255,255,0.32);
  display: flex; align-items: center; justify-content: center;
  font-size: 30px; position: relative; z-index: 1;
}
.tool-hero-text { position: relative; z-index: 1; }
.tool-hero-text h1 {
  font-family: var(--font-d); font-size: clamp(22px, 3vw, 30px);
  font-weight: 700; color: #fff; line-height: 1.20;
}
.tool-hero-text p { font-size: 14px; color: rgba(255,255,255,0.75); margin-top: 6px; }

/* ═══════════════════════════════════════════
   BREADCRUMB
═══════════════════════════════════════════ */
.breadcrumb {
  display: flex; align-items: center; gap: 8px;
  font-size: 12.5px; color: var(--text3); margin-bottom: 20px;
}
.breadcrumb a { color: var(--orange); transition: color .2s; }
.breadcrumb a:hover { color: var(--orange-dark); }
.breadcrumb span { color: var(--text2); font-weight: 600; }
.breadcrumb .sep { color: var(--text4); }

/* ═══════════════════════════════════════════
   CARDS
═══════════════════════════════════════════ */
.card {
  background: var(--card); border: 1.5px solid var(--border);
  border-radius: var(--r-lg); padding: 26px;
  box-shadow: var(--sh-xs); position: relative; overflow: hidden;
  transition: border-color var(--tr), box-shadow var(--tr);
}
.card:hover { border-color: var(--border2); box-shadow: var(--sh-sm); }
.card::after {
  content: ''; position: absolute; top: 0; left: 0; right: 0; height: 3px;
  background: linear-gradient(90deg, transparent, var(--orange) 50%, transparent);
  opacity: 0; transition: opacity .35s;
}
.card:hover::after { opacity: 1; }
.card-title {
  font-family: var(--font-d); font-size: 16px; font-weight: 600;
  color: var(--brown); margin-bottom: 20px;
  display: flex; align-items: center; gap: 8px;
}

/* ═══════════════════════════════════════════
   FORMS
═══════════════════════════════════════════ */
.form-group { margin-bottom: 22px; }
.form-row   { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.form-row-3 { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 16px; }

label {
  display: block; font-size: 11.5px; font-weight: 700; text-transform: uppercase;
  letter-spacing: .05em; color: var(--text2); margin-bottom: 8px;
}
.input-wrap { position: relative; }
.input-pfx, .input-sfx {
  position: absolute; top: 50%; transform: translateY(-50%);
  font-size: 13px; font-weight: 700; color: var(--text3); pointer-events: none;
}
.input-pfx { left: 13px; }
.input-sfx { right: 13px; }

input[type="text"], input[type="number"], input[type="email"], select {
  width: 100%; background: var(--bg); border: 1.5px solid var(--border);
  border-radius: var(--r-sm); color: var(--text); font-size: 14px;
  font-weight: 500; padding: 11px 14px; outline: none; transition: var(--tr);
  -moz-appearance: textfield; appearance: textfield;
}
input[type="number"]::-webkit-outer-spin-button,
input[type="number"]::-webkit-inner-spin-button { -webkit-appearance: none; }
input.pfx { padding-left: 30px; }
input.sfx { padding-right: 38px; }
input:focus, select:focus {
  border-color: var(--orange); background: #fff;
  box-shadow: 0 0 0 3px var(--orange-glow);
}
input::placeholder { color: var(--text4); }
select { cursor: pointer; }
select option { background: #fff; color: var(--text); }

/* Range slider */
input[type="range"] {
  -webkit-appearance: none; appearance: none;
  width: 100%; height: 5px; background: var(--border);
  border-radius: 10px; outline: none; padding: 0;
  border: none; box-shadow: none; cursor: pointer; margin-top: 12px;
}
input[type="range"]::-webkit-slider-thumb {
  -webkit-appearance: none; width: 19px; height: 19px;
  border-radius: 50%; background: var(--orange); cursor: pointer;
  box-shadow: 0 2px 8px rgba(241,90,36,0.42); border: 2.5px solid #fff;
  transition: transform .15s;
}
input[type="range"]::-webkit-slider-thumb:hover { transform: scale(1.25); }
input[type="range"]:focus { box-shadow: none; }
.range-labels {
  display: flex; justify-content: space-between;
  font-size: 10.5px; color: var(--text4); margin-top: 5px; font-weight: 500;
}

/* ═══════════════════════════════════════════
   BUTTONS
═══════════════════════════════════════════ */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  font-family: var(--font-b); font-size: 14px; font-weight: 700;
  padding: 12px 28px; border-radius: var(--r-sm); border: none;
  transition: var(--tr); letter-spacing: .025em;
  cursor: pointer; text-decoration: none;
}
.btn-primary {
  background: linear-gradient(135deg, var(--orange) 0%, var(--orange-dark) 100%);
  color: #fff; box-shadow: 0 3px 14px rgba(241,90,36,0.28);
}
.btn-primary:hover {
  background: linear-gradient(135deg, var(--orange-light) 0%, var(--orange) 100%);
  transform: translateY(-2px); box-shadow: var(--sh-o);
}
.btn-outline {
  background: transparent; color: var(--text2);
  border: 1.5px solid var(--border2);
}
.btn-outline:hover {
  border-color: var(--orange); color: var(--orange-dark); background: var(--orange-pale);
}
.btn-brown { background: var(--brown); color: #fff; }
.btn-brown:hover { background: var(--brown2); transform: translateY(-1px); box-shadow: var(--sh); }
.btn-green { background: var(--green); color: #fff; }
.btn-green:hover { background: #147A45; transform: translateY(-1px); }
.btn-full   { width: 100%; }
.btn-sm     { font-size: 12px; padding: 7px 15px; }
.btn-actions { display: flex; gap: 12px; margin-top: 24px; flex-wrap: wrap; }

/* ═══════════════════════════════════════════
   RESULT BOX
═══════════════════════════════════════════ */
.result-box {
  background: linear-gradient(130deg, var(--orange-deep) 0%, var(--orange-dark) 40%, var(--orange) 75%, var(--orange-light) 130%);
  border-radius: var(--r-lg); padding: 30px;
  position: relative; overflow: hidden; box-shadow: var(--sh-o);
}
.result-box::before {
  content: ''; position: absolute; top: -70px; right: -70px;
  width: 220px; height: 220px;
  background: rgba(255,255,255,0.11); border-radius: 50%;
}
.result-box::after {
  content: ''; position: absolute; bottom: -40px; left: 20%;
  width: 130px; height: 130px;
  background: rgba(255,255,255,0.06); border-radius: 50%;
}
.result-label {
  font-size: 11px; font-weight: 800; letter-spacing: .14em; text-transform: uppercase;
  color: rgba(255,255,255,0.62); margin-bottom: 10px; position: relative; z-index: 1;
}
.result-value {
  font-family: var(--font-d); font-size: clamp(30px, 5vw, 46px);
  font-weight: 800; color: #fff; line-height: 1.1;
  text-shadow: 0 2px 14px rgba(0,0,0,0.12);
  position: relative; z-index: 1;
}
.result-sub { font-size: 13.5px; color: rgba(255,255,255,0.72); margin-top: 10px; position: relative; z-index: 1; }

/* ═══════════════════════════════════════════
   STAT GRID
═══════════════════════════════════════════ */
.stat-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(120px,1fr)); gap: 12px; }
/* inside result-box */
.result-box .stat-grid { margin-top: 20px; position: relative; z-index: 1; }
.result-box .stat-item {
  background: rgba(255,255,255,0.18); border: 1px solid rgba(255,255,255,0.22);
  border-radius: var(--r-sm); padding: 14px; text-align: center;
}
.result-box .stat-label { font-size: 10px; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; color: rgba(255,255,255,0.60); margin-bottom: 7px; }
.result-box .stat-val   { font-family: var(--font-m); font-size: 15px; font-weight: 700; color: #fff; }
/* inside white card */
.card .stat-item { background: var(--bg); border: 1.5px solid var(--border); border-radius: var(--r-sm); padding: 14px; text-align: center; }
.card .stat-label { font-size: 10px; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; color: var(--text3); margin-bottom: 7px; }
.card .stat-val   { font-family: var(--font-m); font-size: 15px; font-weight: 700; color: var(--text); }
/* coloured values */
.v-green  { color: var(--green)  !important; }
.v-red    { color: var(--red)    !important; }
.v-orange { color: var(--orange-dark) !important; }
.v-blue   { color: var(--blue)   !important; }
.v-purple { color: var(--purple) !important; }
.v-amber  { color: var(--amber)  !important; }
.result-box .v-green  { color: #A8F0C6 !important; }
.result-box .v-red    { color: #FFB8B8 !important; }
.result-box .v-orange { color: #FFE0CC !important; }
.result-box .v-blue   { color: #BDD8FF !important; }
.result-box .v-purple { color: #D8C6FF !important; }

/* ═══════════════════════════════════════════
   PROGRESS BAR
═══════════════════════════════════════════ */
.prog-wrap  { margin: 8px 0; }
.prog-track { height: 8px; background: var(--border); border-radius: 10px; overflow: hidden; }
.prog-fill  { height: 100%; border-radius: 10px; transition: width 1s cubic-bezier(.4,0,.2,1); }

/* ═══════════════════════════════════════════
   CHART
═══════════════════════════════════════════ */
.chart-wrap { width: 100%; position: relative; margin-top: 10px; }
canvas { width: 100% !important; }

/* ═══════════════════════════════════════════
   TABLE
═══════════════════════════════════════════ */
.tbl-scroll { overflow-x: auto; border-radius: var(--r-sm); border: 1.5px solid var(--border); }
.data-tbl { width: 100%; border-collapse: collapse; font-size: 13px; }
.data-tbl thead tr { background: linear-gradient(120deg, var(--orange-deep), var(--orange-dark)); }
.data-tbl thead th {
  padding: 12px 15px; text-align: left;
  font-size: 10.5px; font-weight: 700; letter-spacing: .08em;
  text-transform: uppercase; color: rgba(255,255,255,0.88);
}
.data-tbl thead th:first-child { border-radius: 6px 0 0 0; }
.data-tbl thead th:last-child  { border-radius: 0 6px 0 0; }
.data-tbl tbody tr { border-bottom: 1px solid var(--border); transition: background .15s; }
.data-tbl tbody tr:hover { background: var(--orange-pale); }
.data-tbl tbody tr:last-child { border-bottom: none; }
.data-tbl tbody td { padding: 11px 15px; color: var(--text2); font-family: var(--font-m); font-size: 13px; }
.data-tbl tbody td:first-child { font-family: var(--font-b); color: var(--brown); font-weight: 600; }

/* ═══════════════════════════════════════════
   TABS
═══════════════════════════════════════════ */
.tabs {
  display: inline-flex; gap: 4px; background: var(--bg);
  border: 1.5px solid var(--border); border-radius: var(--r-sm);
  padding: 4px; margin-bottom: 24px;
}
.tab-btn {
  font-size: 13px; font-weight: 700; padding: 8px 18px;
  border-radius: 6px; border: none; background: none;
  color: var(--text3); transition: var(--tr); cursor: pointer;
}
.tab-btn.active {
  background: linear-gradient(135deg, var(--orange), var(--orange-dark));
  color: #fff; box-shadow: 0 2px 8px rgba(241,90,36,0.30);
}
.tab-btn:hover:not(.active) { color: var(--orange-dark); background: var(--orange-pale); }
.tab-content { display: none; }
.tab-content.active { display: block; }

/* ═══════════════════════════════════════════
   BADGE
═══════════════════════════════════════════ */
.badge {
  display: inline-flex; align-items: center; gap: 4px;
  font-size: 11px; font-weight: 700; padding: 3px 10px;
  border-radius: 50px; letter-spacing: .03em;
}
.badge-green  { background: var(--green-dim);  color: var(--green);  border: 1px solid var(--green-border); }
.badge-red    { background: var(--red-dim);    color: var(--red);    border: 1px solid var(--red-border); }
.badge-orange { background: var(--orange-pale); color: var(--orange-dark); border: 1px solid var(--orange-mid); }
.badge-blue   { background: var(--blue-dim);   color: var(--blue);   border: 1px solid var(--blue-border); }
.badge-amber  { background: var(--amber-dim);  color: var(--amber); }

/* ═══════════════════════════════════════════
   ADD / REMOVE ROWS
═══════════════════════════════════════════ */
.row-grid { display: grid; grid-template-columns: 1fr auto auto; gap: 10px; align-items: center; margin-bottom: 10px; }
.exp-row  { display: grid; grid-template-columns: 1fr 148px 124px 36px; gap: 9px; align-items: center; margin-bottom: 9px; }
.col-hdr  { display: grid; grid-template-columns: 1fr 160px 36px; gap: 10px; margin-bottom: 8px; }
.col-hdr span { font-size: 10.5px; font-weight: 700; text-transform: uppercase; letter-spacing: .06em; color: var(--text3); }
.rm-btn {
  width: 36px; height: 37px; border-radius: 7px; border: none;
  background: var(--red-dim); color: var(--red); font-size: 17px;
  transition: var(--tr); cursor: pointer; display: flex; align-items: center; justify-content: center;
}
.rm-btn:hover { background: var(--red); color: #fff; }
.add-btn {
  width: 100%; background: none; border: 2px dashed var(--border2);
  color: var(--text3); border-radius: var(--r-sm); padding: 10px 18px;
  font-size: 13px; font-weight: 700; transition: var(--tr); cursor: pointer; margin-top: 8px;
}
.add-btn:hover { border-color: var(--orange); color: var(--orange-dark); background: var(--orange-pale); }

/* ═══════════════════════════════════════════
   DIVIDER
═══════════════════════════════════════════ */
.divider { border: none; border-top: 1.5px solid var(--border); margin: 28px 0; }

/* ═══════════════════════════════════════════
   HOMEPAGE TOOL GRID
═══════════════════════════════════════════ */
.tool-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(275px,1fr)); gap: 22px; margin-top: 44px; }
.tool-card {
  background: var(--card); border: 1.5px solid var(--border);
  border-radius: var(--r-lg); padding: 28px;
  transition: var(--tr); position: relative; overflow: hidden;
  text-decoration: none; display: block; box-shadow: var(--sh-xs);
}
.tool-card:hover { border-color: rgba(241,90,36,0.55); transform: translateY(-5px); box-shadow: var(--sh-lg); }
.tool-card::before {
  content: ''; position: absolute; top: 0; left: 0; right: 0; height: 4px;
  background: linear-gradient(90deg, var(--orange-deep), var(--orange), var(--orange-light));
  transform: scaleX(0); transform-origin: left; transition: transform .32s;
}
.tool-card:hover::before { transform: scaleX(1); }
.tc-icon {
  width: 54px; height: 54px; border-radius: 14px;
  background: var(--orange-pale); border: 1.5px solid var(--orange-mid);
  display: flex; align-items: center; justify-content: center;
  font-size: 25px; margin-bottom: 18px;
}
.tool-card h3 { font-family: var(--font-d); font-size: 18px; font-weight: 700; color: var(--brown); margin-bottom: 9px; line-height: 1.30; }
.tool-card p  { font-size: 13.5px; color: var(--text3); line-height: 1.68; margin-bottom: 18px; }
.tc-cta { display: inline-flex; align-items: center; gap: 6px; font-size: 13px; font-weight: 700; color: var(--orange-dark); transition: gap .20s; }
.tool-card:hover .tc-cta { gap: 10px; }

/* ═══════════════════════════════════════════
   FEATURE PILLS
═══════════════════════════════════════════ */
.feature-row { display: flex; flex-wrap: wrap; gap: 10px; justify-content: center; margin-top: 32px; }
.feature-pill {
  display: flex; align-items: center; gap: 7px;
  background: var(--card); border: 1.5px solid var(--border);
  border-radius: 50px; padding: 8px 18px;
  font-size: 13px; font-weight: 600; color: var(--text2); box-shadow: var(--sh-xs);
}

/* ═══════════════════════════════════════════
   CONTENT SECTION (1000+ word area below calculator)
═══════════════════════════════════════════ */
.content-section {
  margin-top: 64px; padding-top: 52px;
  border-top: 2px dashed var(--orange-mid);
}
.cs-h2 {
  font-family: var(--font-d);
  font-size: clamp(24px, 3.5vw, 36px);
  font-weight: 800; color: var(--brown);
  line-height: 1.28; margin-bottom: 18px;
}
.cs-h2 .accent { color: var(--orange); }
.cs-h3 {
  font-family: var(--font-d);
  font-size: clamp(18px, 2.5vw, 23px);
  font-weight: 700; color: var(--brown2);
  margin: 36px 0 14px; line-height: 1.3;
}
.cs-p {
  font-size: 15.5px; color: var(--text2);
  line-height: 1.90; margin-bottom: 18px;
}
.cs-p strong { color: var(--brown); font-weight: 700; }

/* Info card grid */
.info-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(258px,1fr)); gap: 20px; margin: 28px 0; }
.info-card {
  background: var(--card); border: 1.5px solid var(--border);
  border-radius: var(--r-lg); padding: 24px; box-shadow: var(--sh-xs);
  transition: var(--tr);
}
.info-card:hover { border-color: var(--orange-mid); box-shadow: var(--sh-sm); }
.info-icon { font-size: 30px; margin-bottom: 12px; }
.info-card h4 { font-family: var(--font-d); font-size: 16px; font-weight: 700; color: var(--brown); margin-bottom: 9px; }
.info-card p  { font-size: 13.5px; color: var(--text2); line-height: 1.72; }

/* Highlight box */
.hi-box {
  background: linear-gradient(130deg, var(--orange-pale) 0%, #fff 100%);
  border: 2px solid var(--orange-mid);
  border-left: 5px solid var(--orange);
  border-radius: var(--r-lg); padding: 26px 30px; margin: 28px 0;
}
.hi-box h4 { font-family: var(--font-d); font-size: 19px; font-weight: 700; color: var(--orange-dark); margin-bottom: 10px; }
.hi-box p  { font-size: 15px; color: var(--text2); line-height: 1.78; margin-bottom: 0; }
.hi-box p strong { color: var(--orange-dark); }

/* Formula box */
.formula {
  background: var(--card-warm); border: 1.5px solid var(--border);
  border-left: 4px solid var(--orange); border-radius: var(--r-sm);
  padding: 18px 22px; font-family: var(--font-m); font-size: 14px;
  color: var(--brown); margin: 18px 0; overflow-x: auto;
}

/* Step grid */
.step-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(200px,1fr)); gap: 18px; margin: 24px 0; counter-reset: steps; }
.step-card {
  counter-increment: steps; position: relative; padding: 22px 20px 20px;
  background: var(--card); border: 1.5px solid var(--border); border-radius: var(--r-lg);
  box-shadow: var(--sh-xs); padding-top: 52px;
}
.step-card::before {
  content: counter(steps);
  position: absolute; top: 16px; left: 20px;
  width: 29px; height: 29px; border-radius: 50%;
  background: linear-gradient(135deg, var(--orange), var(--orange-dark));
  color: #fff; font-size: 13px; font-weight: 800; font-family: var(--font-b);
  display: flex; align-items: center; justify-content: center;
}
.step-card h4 { font-size: 14px; font-weight: 700; color: var(--brown); margin-bottom: 7px; }
.step-card p  { font-size: 13px; color: var(--text2); line-height: 1.65; }

/* FAQ */
.faq { margin-top: 36px; }
.faq-q { border-bottom: 1.5px solid var(--border); padding: 20px 0; }
.faq-q:last-child { border-bottom: none; }
.faq-q h4 {
  font-size: 15.5px; font-weight: 700; color: var(--brown); margin-bottom: 9px;
  display: flex; align-items: flex-start; gap: 9px;
}
.faq-q h4::before { content: 'Q'; color: var(--orange); font-weight: 800; flex-shrink: 0; font-family: var(--font-d); font-style: italic; font-size: 18px; }
.faq-q p { font-size: 14.5px; color: var(--text2); line-height: 1.78; padding-left: 24px; }

/* Progress label */
.prog-label { display: flex; justify-content: space-between; font-size: 12.5px; margin-bottom: 6px; font-weight: 600; }
.prog-label span:first-child { color: var(--text2); }
.prog-label span:last-child  { color: var(--text3); font-family: var(--font-m); font-size: 12px; }

/* ═══════════════════════════════════════════
   FOOTER
═══════════════════════════════════════════ */
footer {
  background: linear-gradient(130deg, var(--orange-deep) 0%, var(--orange-dark) 55%, #C05520 100%);
  padding: 40px 24px 32px; text-align: center; position: relative; z-index: 1;
}
.footer-brand { font-family: var(--font-d); font-size: 24px; font-weight: 700; color: #fff; margin-bottom: 6px; }
.footer-tag   { font-size: 13px; color: rgba(255,255,255,0.62); margin-bottom: 22px; }
.footer-links { display: flex; justify-content: center; flex-wrap: wrap; gap: 18px; margin-bottom: 16px; }
.footer-links a { font-size: 13px; color: rgba(255,255,255,0.65); transition: color .2s; }
.footer-links a:hover { color: #fff; }
footer p { font-size: 12.5px; color: rgba(255,255,255,0.42); }

/* ═══════════════════════════════════════════
   SCROLLBAR
═══════════════════════════════════════════ */
::-webkit-scrollbar { width: 6px; height: 6px; }
::-webkit-scrollbar-track { background: var(--bg); }
::-webkit-scrollbar-thumb { background: var(--border2); border-radius: 3px; }
::-webkit-scrollbar-thumb:hover { background: var(--orange); }

/* ═══════════════════════════════════════════
   UTILITIES
═══════════════════════════════════════════ */
.tc { text-align: center; }
.tr { text-align: right; }
.flex { display: flex; }
.flex-b { display: flex; justify-content: space-between; align-items: center; }
.gap-8 { gap: 8px; } .gap-12 { gap: 12px; } .gap-16 { gap: 16px; }
.mt-12 { margin-top: 12px; } .mt-16 { margin-top: 16px; }
.mt-24 { margin-top: 24px; } .mt-32 { margin-top: 32px; }
.mb-12 { margin-bottom: 12px; } .mb-16 { margin-bottom: 16px; }
.mb-24 { margin-bottom: 24px; }
.hidden { display: none !important; }
.mono   { font-family: var(--font-m); }
.muted  { color: var(--text3); font-size: 13px; }

/* ═══════════════════════════════════════════
   ANIMATIONS
═══════════════════════════════════════════ */
@keyframes fadeUp   { from { opacity:0; transform:translateY(20px); } to { opacity:1; transform:translateY(0); } }
@keyframes popIn    { from { opacity:0; transform:scale(.86); } to { opacity:1; transform:scale(1); } }
.anim-in  { animation: fadeUp .45s cubic-bezier(.4,0,.2,1) both; }
.anim-pop { animation: popIn  .50s cubic-bezier(.34,1.56,.64,1) both; }

/* ═══════════════════════════════════════════
   RESPONSIVE
═══════════════════════════════════════════ */
@media (max-width: 1024px) { .page-wrap { padding: 32px 20px 72px; } }
@media (max-width: 768px) {
  .form-row, .form-row-3 { grid-template-columns: 1fr; }
  .tool-grid { grid-template-columns: 1fr 1fr; }
  .nav-links { display: none; }
  .tool-hero { padding: 20px 22px; }
  .exp-row { grid-template-columns: 1fr 108px 36px; }
  .info-grid { grid-template-columns: 1fr; }
}
@media (max-width: 480px) {
  .tool-grid { grid-template-columns: 1fr; }
  .stat-grid { grid-template-columns: 1fr 1fr; }
  .btn-actions { flex-direction: column; }
  .step-grid { grid-template-columns: 1fr; }
  .page-wrap { padding: 20px 14px 56px; }
}